Miscellaneous insurance refers to the contract of insurance which is other than the life, fire, health and marine.

It includes variety of risks such like personal accident insurance, fidelity insurance; travel medical insurance, burglary and housebreaking, group personal accident, cash in transit, money insurance, bankers blanket indemnity, professional indemnity, general public liability, product liability, medical insurance (hospitalization), All risks, workmen compensation and personal accident for trekking (expedition).