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Health Insurance
//Health Insurance

All health plans cover Covid-19 treatment

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//About Health Insurance

What is Health Insurance?

Everybody needs to understand that health insurance is no longer an option but a necessity. Fortunately, a variety of health insurance options are available in the market that provides comprehensive deals that take care of all your needs. But thorough research is the key to

Finding the best health policy. Medical emergencies can occur at any time and to anyone. To make matters worse, growing medical bills have the potential to dig a hole in your wallet. Being prepared by acquiring a health insurance plan is one method to overcome such obstacles

The role of brokers in the Health Insurance segment has been cemented with their ability to offer multiple product options and unbiased advice to consumers using intelligent technology and efficient processes

Despite this, health insurance penetration still remains below par in India. This gap can be bridged substantially by licensed insurance brokers as intermediaries that wholly favour the customer and not any particular insurance company.

Health Insurance

Benefits of Health Insurance Health Coverage

Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements, like a family health plan offers complete cover to all members of a family under a single umbrella.

  • Medical Bills: Coverage against medicinal expenses incurred, including pre and post hospitalization
  • Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.
  • Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical
  • Tax Rebate: Annual premium paid for health coverage are subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000.
  • Other Benefits: As an innovative feature, OPD expenses are now covered under few Insurer plans and don’t require hospitalization for minimum 24 hours for claim reimbursement. Standalone OPD plans are also available in the market.

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